Disability claims services – Selagy Law http://selagylaw.com/ Wed, 24 Nov 2021 14:56:54 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://selagylaw.com/wp-content/uploads/2021/10/icon-1-120x120.png Disability claims services – Selagy Law http://selagylaw.com/ 32 32 Marshall, Gerstein & Borun Looking for Partner, Patent Agent or Technical Specialist – IPWatchdog.com https://selagylaw.com/marshall-gerstein-borun-looking-for-partner-patent-agent-or-technical-specialist-ipwatchdog-com/ Wed, 24 Nov 2021 11:15:41 +0000 https://selagylaw.com/marshall-gerstein-borun-looking-for-partner-patent-agent-or-technical-specialist-ipwatchdog-com/ Marshall, Gerstein and Borun is seeking a talented Associate, Patent Agent or Technical Specialist to join our Electrical / IT practice group. This Full time, permanent position will be located in their Chicago, Illinois office. Responsibilities will include: Interview inventors to learn more about new ideas to patent. Our customers include some of the world’s […]]]>

Marshall, Gerstein and Borun is seeking a talented Associate, Patent Agent or Technical Specialist to join our Electrical / IT practice group. This Full time, permanent position will be located in their Chicago, Illinois office.

Responsibilities will include:

  • Interview inventors to learn more about new ideas to patent. Our customers include some of the world’s largest and most technologically advanced companies.
    Prepare and prosecute patent applications, investigate and prepare non-infringement and invalidity opinions, occasionally participate in patent litigation to provide technical support and perform advisory duties to related clients.
  • Associates will advocate for our clients before the US Patent Trademark Office to request the grant of a patent. This includes drafting and amending the claims of the patent application, as well as analyzing patents and other publications relating to high-tech inventions.
  • This position requires the person, under the supervision of seasoned practitioners, assume significant responsibilities to clients, provide high quality services to domestic and foreign clients, communicate with all levels of management and staff and, at times, have need a significant degree of autonomy.

Compensation and Benefits:

Compensation for this position includes a highly competitive Chicago market annual salary for law firm partners or patent agents (based on level of experience), as well as the usual benefits and opportunities to earn important bonuses. Customary benefits include:

  • Group medical, dental and vision insurance
  • Flexible expense account for employees and dependents
  • Health savings account
  • Life insurance and AD&D
  • Accident and critical illness plans
  • Short Term Disability Program
  • Long term disability insurance
  • 401 (K), Profit Sharing and Acquisition
  • Pre-tax transportation plan
  • Identify theft protection
  • Employee Assistance Program
  • Voluntary pet insurance
  • Bright Horizons-Back-Up Care for Children, Adults and the Elderly
  • Loan program without allowance and without interest
  • Moving expenses
  • Bar fees and related expenses
  • Continuing legal education
  • Leave and paid leave
  • Bonus

In addition to our generous benefits program, Marshall, Gerstein & Borun offers a culture with excellent work-life balance in a business and relaxed atmosphere. Many opportunities for socializing among our colleagues are encouraged and appreciated during virtual happy hours and company-wide GoToMeeting or Zoom events. In addition, we look forward to the return of our monthly breakfasts, special occasion lunches, social gatherings and out of office functions when circumstances permit.

Interested qualified candidates:

Qualified individuals interested in this position should send a curriculum vitae, transcripts and writing samples to Sylvia Szewczyk.

Please mention that you found the position on the IPWatchdog JobOrtunities™ Job vacancies table.

About Marshall Gerstein:

Marshall, Gerstein & Borun srl is committed to diversity, equity and inclusion, as well as the recruitment, retention and advancement of the most talented and qualified professionals. We recognize that diversity at all levels of our firm and the collective strength of our differences enable us to better serve our clients, create lasting relationships, provide a platform for continued success, and improve both the dynamism and innovation of our working environment.

Marshall, Gerstein & Borun LLP is an Equal Opportunity Employer. We adhere to an employment policy that prohibits discriminatory practices or harassment against applicants or employees on the basis of any legally prohibited factor, including, but not limited to, race, color, religion, creed, sex, national origin, ancestry, age, alienation or citizenship status, marital or family status, domestic partner status, caregiver status, sexual orientation, sex, identity or expression of gender, change of sex or transgender status, genetic information, medical condition, pregnancy, childbirth or related medical conditions, physical or mental disability (where the candidate or employee is qualified to perform the essential functions of the job with or without reasonable accommodation), any protected military or veteran status, or victim status of domestic or dating violence, sexual assault or offense, or harassment c criminal.

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Susan Tompor: Military consumers a prime target for losing money to bogus charities | Personal finance https://selagylaw.com/susan-tompor-military-consumers-a-prime-target-for-losing-money-to-bogus-charities-personal-finance/ Mon, 22 Nov 2021 12:00:00 +0000 https://selagylaw.com/susan-tompor-military-consumers-a-prime-target-for-losing-money-to-bogus-charities-personal-finance/ Scammers know all too well that one of the best ways to rip off a veteran is to pretend to be a veteran – or a friendly bunch of military consumers. Almost a third of veterans and military consumers who responded to a new AARP survey lost money to scammers pushing fake veterans or military […]]]>

Scammers know all too well that one of the best ways to rip off a veteran is to pretend to be a veteran – or a friendly bunch of military consumers.

Almost a third of veterans and military consumers who responded to a new AARP survey lost money to scammers pushing fake veterans or military charities.

“The crooks know as veterans, we want to help other veterans,” said Troy Broussard, senior advisor for the AARP Veterans and Military Families Initiative and US Army veteran.

Looks like you fought the same enemy but you didn’t

Scammers often target veterans, active duty military personnel and their families by first trying to make a connection and create the impression that they have theoretically been in the hole with the target.

To sound convincing, AARP warns, crooks often use military jargon and specific government guidelines to create a cause or story that might seem genuine.

Once a sense of camaraderie is established, the fraudster can launch a bogus charity, bogus pledge of free medical equipment, or a variety of other scams targeting military consumers.

Veterans, active duty members and their families are almost 40% more likely to lose money to scams and fraud than the civilian population, according to the new AARP survey titled “Scambush: Military Veterans Battle Surprise Attacks from Scams and Fraud “.

The investigation found that veterans, military personnel and their families continue to be more targeted by scammers.

“The real culprit here is the crook, not the person who was victimized,” Broussard said.

“It is sad that our veterans sacrifice themselves for their country and then be targeted,” he said.

Military consumers lost $ 122 million to scams in 2020

The Federal Trade Commission reported that military retirees and veterans who filed reports with the agency in 2020 lost $ 66 million. The median fraud loss was $ 569, according to the FTC’s annual Consumer Sentinel Network report released in February.

When you expand the universe to a wider range of military consumers, including spouses, the number of dollars lost jumps to $ 122 million. Nearly one in four military consumers reporting an FTC scam in 2020 has lost money.

Military consumers face impostor scams, online shopping scams, prize or sweepstakes scams, and travel and timeshare scams, according to the top 4 listed by the FTC.

Scams with a military twist

Some specific scams that primarily target the military are aimed at extracting identity information and money from the military.

The AARP survey noted that nearly a third of military consumers surveyed said they lost money paying to update their personal military records.

And nearly half of those polled who were scammed said they mistakenly signed their retirement pension or disability benefits from the US Department of Veterans Affairs.

Veterans are targeted with promises of lump sum payments for benefits because some face significant financial loss, juggle a considerable amount of debt, or suffer from illness. They may therefore be more open to an offer of a cash advance in exchange for their future disability or retirement payments.

“Guess what? The lump sum payment never comes,” Broussard said.

Instead, the scammer now has important credentials, such as a social security number, to open fraudulent accounts and is even able to steal important benefits through identity theft.

In other cases, many vets are left with only a fraction of the promised five-figure payments, watch groups say.

The bogus free medical equipment scam – where free equipment never comes in – is also used by crooks to steal vital credentials.

While crooks can find out if someone is in the military, Broussard said robocalls can be designed to ask questions to help scammers find out if someone is a veteran or was in the military. . Never give out personal information over the phone or click on links in emails.

Broussard said it helps to create your own script for saying no over the phone. Maybe something like, “My answer is no, I’m not interested in your particular charity.

He said the recommendation is for veterans to check out military-related charities by first going to CharityNavigator.org for information on highly rated nonprofits dedicated to veterans and the military. .

Keep in mind that the names of fake charities can look like legitimate nonprofits, and they can often ask for money for injured or disabled veterans. It is best to research the charity on your own and not give in to an unexpected speech over the phone.

The AARP notes: “Fraudulent charities not only steal donor money, they divert needed support from legitimate charitable causes.

The AARP investigation noted that the military and veterans have also been targeted by stimulus screening scams and bogus offers of COVID-19-related testing and treatment. About 30% of those surveyed lost money to test and treatment scams.

Many times, military and other consumers could take advantage of robocall blocking services, putting their phones on the federal do not call list or freezing the security of their credit reports at each of the three major credit bureaus. .

What is a warning sign of a scam targeting military consumers?

Here are some red flags associated with scams targeting veterans:

• Unsolicited calls offering to help you increase your benefits or take advantage of little-known government programs. These sites are probably scams.

• Scammers often ask military consumers to pay for copies of their military records. But these are recordings that you can get for free through VA.

• Although VA may contact you by phone or email, consumers are cautioned that if they do not know who is actually calling, they should hang up and call the US Department of Veterans Affairs directly at 800-698-2411.

• Don’t rely entirely on Caller ID to spot a scammer. Scammers can spoof a number to pretend it comes from a government agency.

• When it comes to a bogus charity, AARP warns that signs of a scam include pressuring you to donate on the spot, claiming you will get a prize or a thank you for a donation that you don’t remember making. A bogus fundraiser might try to trick you into believing you’ve already donated to this group to reduce your resistance.


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State Punishes Empower, Says Managed Care Company Medicaid ‘Twisted’ Facts https://selagylaw.com/state-punishes-empower-says-managed-care-company-medicaid-twisted-facts/ Fri, 19 Nov 2021 20:28:34 +0000 https://selagylaw.com/state-punishes-empower-says-managed-care-company-medicaid-twisted-facts/ The Arkansas Department of Social Services has suspended new registrations for Empower Healthcare Solutions, a managed care organization serving approximately 20,000 Medicaid beneficiaries with intellectual or developmental disabilities, behavioral disorders, or both. Empower is one of the four Vendor-Led Arkansas Shared Savings Entities, or PASSES – managed care organizations that contract with the Arkansas Department […]]]>

The Arkansas Department of Social Services has suspended new registrations for Empower Healthcare Solutions, a managed care organization serving approximately 20,000 Medicaid beneficiaries with intellectual or developmental disabilities, behavioral disorders, or both.

Empower is one of the four Vendor-Led Arkansas Shared Savings Entities, or PASSES – managed care organizations that contract with the Arkansas Department of Human Services (DHS) to pay for and coordinate care for high-need, high-cost Medicaid clients. But the recent unrest within Empower has raised the question of whether the PASSE will have the capacity to continue operating in 2022. Earlier this month, DHS gave him a deadline of November 24 to complete a “partial readiness review.”

On Tuesday David Jones, a DHS Medicaid official, informed Empower that new PASSE registrations will be suspended as of Friday, November 19. letter.

On Thursday, an Empower lawyer wrote a scathingly-worded response, denying that the PASSE had misled DHS and saying the agency had acted illegally.

“Empower demands that DHS immediately withdraw the imposition of the sanction, which, as you must know, will irreparably harm Empower,” wrote Marshall Ney, lawyer at Friday Eldredge & Clark LLP. “In the absence of this, Empower will have to take whatever steps are necessary to mitigate this harm, and as you know, DHS is not immune from prosecution for ultra vires acts like this. (An ultra vires action is an action taken beyond the legal authority of an entity.)

PASSES depend on registrations for income. A PASS acts as an insurance company, receiving a fixed monthly amount from DHS for each person it enrolls. The PASSE then covers the costs of all its members, which may include costly services such as hospitalization or home help for disabled people. The price to pay can be huge: In 2020, Arkansas Medicaid paid nearly $ 1.3 billion to some 50,000 state PASSE recipients, according to documents submitted to a legislative committee in June. (Empower’s revenue for 2020 was over $ 460 million.)

Empower CEO Mitch Morris said in an email Friday that Empower typically receives around 150 new beneficiaries each month. About 20,000 members are currently registered with the PASSE.

Empower’s current issues are the result of its ongoing split from Beacon Health Options, a Boston-based company that is one of the nation’s largest behavioral health organizations. Beacon has held a 16.66% stake in Empower since PASSE’s inception in 2017. (The rest of Empower is owned by several Arkansas-based healthcare entities.) Beacon also contracts with Empower to provide administrative services and played a critical role in holding accountable the day-to-day operations of.

But in 2020, Beacon was bought out by insurance giant Anthem. Hymn too holds a stake in another Arkansas PAST, Summit Community Care, a rival of Empower. A State Law enacted earlier this year prohibited companies from owning portions of more than one PASS, and Beacon quickly began to part ways with Empower.

November 2, Empower sued Beacon, accusing him of sabotaging Empower for the benefit of its new owner. The lawsuit claims Beacon refused to hand over critical phone numbers, email accounts and databases and documents as the two companies scrambled to finalize their divorce at the end of the year. Empower and Beacon also fought over the issue of supplier accreditation within Empower’s supplier network.

“Since the merger, Beacon has adopted behavior which suggests that it functions as a Trojan horse for Anthem,” states Empower’s complaint. (The lawsuit was originally filed in federal court, but earlier this week the company withdrew it and re-filed in Pulaski County Circuit Court. As of Friday, no court date had been set. .)

The DHS sanction letter sent on Tuesday indicates that allegations made by Empower in his lawsuit reveal that Beacon’s departure created many more problems for PASSE than he had previously admitted to the state.

In July, “Empower identified some areas that would change due to the transition away from Beacon,” wrote Jones, the head of Medicaid. “Empower indicated that the issues identified in the letter were the alone areas that were changing and, therefore, a full readiness review was not necessarily. DHS accepted partial readiness review based on Empower’s performance[.]The letter goes on to list statements Empower made in his lawsuit that describe how Empower’s business activities were allegedly hampered by Beacon.

Had DHS known that Empower would lose access to phone numbers, email accounts, and documents in the divorce process, “a full readiness review would have been required,” Jones wrote.

Empower’s response letter states that PASSE has always kept DHS informed of its progress: “Empower has been cooperative, open, acted in good faith and acted in the best interests of its members. Empower has also previously communicated to DHS, on several occasions, that Empower may have to take legal action based on Beacon’s uncooperative behavior.

Morris, the CEO of Empower, continued to express his optimism when asked for an answer on Friday.

“Despite the sanction, which will be dealt with by Empower in due course, the transition process with DHS is going extremely well from my perspective,” he wrote in response to questions sent by email.

DHS spokesperson Amy Webb said on Friday that the agency “continues to monitor the situation closely and will provide more information to our clients as it becomes available.”

If a PASS cannot continue to participate in the program, Webb said that “clients would be transferred to another PASS. With rare exceptions, PASSEs have the same providers in their networks, which would minimize disruption to affected customers.

Loretta Cochran, a parent advocate, said switching to a new PASS could nonetheless mean “a huge change” for clients and their families. Cochran is the mother of one PASS beneficiary and the legal guardian of another (none registered with Empower or Summit).

“Theoretically, all PASSE should have had the same provider networks and the same reimbursement relationships, so it would be fluid to switch from one to the other,” she said. But changing PASSES could still force clients and their families to go through paperwork, such as verifying that their current health care providers are in the network, Cochran said.

“If I were a parent or Empower client, I now have to look at this big notebook – which may or may not be accurate – to see if the dentist I use, the mental health care provider I use , the hospital I use, the pediatrician I use, the therapist I use, the psychiatrist I use, the pharmacy I use, the sustainable medical equipment company I use, that all of these companies are in my new PASS, ”she said. “They are medically complex people here.”

Cochran said the change in care coordinators – who are employed by PASSE to manage services for registrants – could also create disruption.

“My care coordinator can call my son, they will talk and she will figure out what to do. They have a great relationship now – one that has taken years to build. It’s not something you do on a dime, and not with someone who has communication issues, in particular.

The uncertainty created for beneficiaries and families by the split between Beacon and Empower, she said, is “unacceptable”.

“If I was an Empower parent, man, I’d be crazy. I would be completely angry, hurt and scared, because the person to whom I entrusted my child’s life – there is now a situation there, “Cochran said.

In addition to Beacon, Empower is a condominium by five other health care organizations. These are the Arkansas Community Health Network, a consortium of four hospital systems; Statera, a long-term care company; Independent Case Management, a provider of home and community services for people with developmental disabilities; The Arkansas Healthcare Alliance, a group of behavioral health and developmental health service providers; and ARcare, a network of clinics and other providers.

According to documents provided to a legislative committee in June, Empower has the largest share of beneficiaries among Arkansas’ four PASS, with nearly 20,000 members. Summit Community Care, the PASSE co-owned by Anthem, had over 16,000 members. Arkansas Total Care, part of the Centene health insurance company, had more than 13,000 members. The Fourth PASS is a newcomer to the state: CareSource PASS, owned in part by an Ohio-based managed care company, was licensed earlier this year and is currently undergoing a prep exam.

This story is courtesy of Arkansas Nonprofit News Network, an independent, non-partisan news project dedicated to producing journalism that matters to the Arkansans.


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These military fire veterans have help making their claims https://selagylaw.com/these-military-fire-veterans-have-help-making-their-claims/ Thu, 18 Nov 2021 16:49:55 +0000 https://selagylaw.com/these-military-fire-veterans-have-help-making-their-claims/ The best listening experience is on Chrome, Firefox, or Safari. Subscribe to Federal Drive’s daily audio interviews on Apple Podcasts or PodcastOne. Now that the Veterans Benefits Administration has started providing disability benefits to servicemen exposed to burn outbreaks, so good is it not? Not according to Bart Stichman, whose organization helps represent veterans with […]]]>

The best listening experience is on Chrome, Firefox, or Safari. Subscribe to Federal Drive’s daily audio interviews on Apple Podcasts or PodcastOne.

Now that the Veterans Benefits Administration has started providing disability benefits to servicemen exposed to burn outbreaks, so good is it not? Not according to Bart Stichman, whose organization helps represent veterans with these claims. He is co-founder and special advisor of the National Veterans Legal Services Program and has joined Federal Drive with Tom Temin to discuss.

Tom Temin: Bart, good to see you again.

Bart Stichman: Thanks for having me, Tom.

Tom Temin: And it has been a long battle of lobbying and veterans organizations trying to get that benefit for those exposed to the burns. And is the situation now resolved? The benefit is legal and they process the claims.

Bart Stichman: Well, that’s just the beginning, Tom. What the VA did for the first time was to recognize that there are three different types of respiratory ailments linked to toxic fumes from fireplaces in Iraq, Afghanistan and Southwest Asia – and the rhinitis, sinusitis and asthma. For example, veterans who contracted these illnesses within 10 years of leaving Southwest Asia can obtain benefits. But these are just a few of the diseases that science shows are linked to toxic fumes. And that’s why there are bills pending in Congress from both the House and Senate side to add many more diseases to the list of those presumed to be related to burn outbreaks.

Tom Temin: And what are these other evils?

Bart Stichman: Many of them are respiratory ailments, chronic bronchitis, chronic obstructive pulmonary disease, bronchialitis. But there are also cancers, respiratory cancers. We now represent a veteran who developed kidney cancer which scientists say is linked to the exposure. And the bills sometimes list as many as 20 illnesses that, if adopted, would force the VA to pay compensation for someone who served in Southwest Asia.

Tom Temin: And these are, as they presently present themselves for all three respiratory zones, asthma, rhinitis, and sinusitis are presumed to be a disease related to the burn foci if you have them in those 10 years. So all you have to do is go in and register, or do you find that there is still some work to be done?

Bart Stichman: It’s much easier, but there is still work to be done. You really need to have a diagnosis, and the VA will give you a physical for one of these three conditions. And then the record has to show that you were diagnosed within 10 years or exhibited symptoms, which were ultimately diagnosed with one of those three conditions within 10 years of your discharge.

Tom Temin: And are you helping veterans through this process? Do you find that they, at least some of them, need help getting through the process?

Bart Stichman: Absoutely. We recently opened the Burn Claims Assistance Program in our organization, the National Veterans Legal Services Program. People exposed to burns can request free representation at www.nvlsp.org. And veterans, we accept cases not only for veterans who have any of these three diseases that we talked about but other diseases because we can try to win by using a medical expert who will say that in his expert opinion, they believe veterans kidney disease, or whatever, is related to toxic fumes from fireplaces.

Tom Temin: And if the VA arbitrator says no, what is the recourse?

Bart Stichman: The recourse is to appeal in the VA system to the Board of Veterans Appeals and possibly the United States Court of Appeals for Veterans Claims, which has the power to overturn the decision if the weight of the evidence is strongly against what the VA found, and which can be overturned by veterans court.

Tom Temin: We talk to Bart Stichman, he is co-founder and special advisor of the National Veterans Legal Services Program. And looking at the backlogs that were at VBA, and they go up and down over the years, do you get the feeling that the backlogs for disability appeal applications, which were getting really out of hand for a while there? , are now under control by VBA?

Bart Stichman: Much more under control, the problem is not solved, they are still late, but it is not as extreme as it used to be. Partly because Congress in 2017 changed the system, it created a more streamlined system that allowed the VA to adjudicate claims faster.

Tom Temin: And what about the fireplaces, do these cover the Gulf War during the first Bush administration as well as Afghanistan and Iraq? Where do you feel most of the claims come from, what wars?

Bart Stichman: More coming, because of more troops, OIF and OEF operations, from Iraq and Afghanistan from September 11.

Tom Temin: Correct, because it lasted 15 to 20 years.

Bart Stichman: Exactly.

Tom Temin: And does the army still burn burns? Have you looked upstream to see if they still apply these kinds of measures?

Bart Stichman: There is a great effort to get them to fold them all together. I don’t know what the current status is, but there is a lot of pressure not to use it anymore. You can build incinerators that would solve the problem.

Tom Temin: Well. And while we have you, you’ve also launched a new class action lawsuit that has just been certified. And you have pro bono advice from a major law firm helping here with the unwarranted denial of military disability retirement on the DoD side. What’s going on? Why is this costume launched?

Bart Stichman: Well, there is a long term problem with the military trying to avoid the cost of war for military disability retirement benefits. So you can get these benefits, if the military finds that you have a disability while you are on duty and you are not fit to continue your service, then it guides you through a process. to decide whether you should take a military disability pension or lesser benefit, military separation. And Military Disability Retirement is a great program, you not only get monthly disability benefits, but you get TRICARE, the right to the military health care program for the rest of the veterans’ life, the rest of the life. life of spouses and children while they are minors. And too often, the military leans not to give a military disability pension, but rather to give any benefit, even though you should be entitled to a military disability pension. So that’s what it is about in this case. The Navy and Marine Corps have had a policy for the past two years that they will only take into account the medical conditions that are listed on a particular form in deciding whether you are unfit to continue service, number one. And second, if your disability rates combined with your unsuitable conditions are 30% or more. And so, obviously, the more unsuitable conditions give you a much better chance of reaching the combined disability rate of 30%, which is the threshold you must meet for military disability retirement. So instead of looking at six illnesses or injuries, and combining the disability rates so it’s easier to hit 30%, with the Navy and Marine Corps, what we’re doing is saying only two or the number that a board has put on a form will be considered.

Tom Temin: It is the actual policy, in other words.

Bart Stichman: Exactly. The policy correctly mentioned, if it is on the form, we will consider it. Even if you complained about five other illnesses or injuries, if it is not on the form, we will not take it into account. This is the challenge. And recently, on October 27, the U.S. District Court certified it to be a class action lawsuit. The Navy and Marine Corps admit that there are over 3,600 people who meet the definition of the class and could benefit from it. We think there are a thousand more but we will see as the case unfolds.

Tom Temin: And it’ll probably take a while then, that’s just the start of the battle, looks like.

Bart Stichman: It’s true. We are halfway there. The first question is is this a class action lawsuit? But the next question will be whether the policy is illegal in the first place? And that is the battle ahead.

Tom Temin: Bart Stichman is co-founder and special advisor of the National Veterans Legal Services program. Thank you so much.

Bart Stichman: Thanks, Tom. It’s good to talk to you.


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Industry veteran launches new MGA https://selagylaw.com/industry-veteran-launches-new-mga/ Tue, 16 Nov 2021 14:24:47 +0000 https://selagylaw.com/industry-veteran-launches-new-mga/ Veteran insurance executive and entrepreneur Marguerite Dixen (pictured above) created General Agency Adroit, a general management agency providing workplace accident insurance as well as a range of safety, accident prevention services. Technology-driven loss and claims management for employers vulnerable to high severity losses. and their brokers. “The evolution of the commercial insurance market has created […]]]>

Veteran insurance executive and entrepreneur Marguerite Dixen (pictured above) created General Agency Adroit, a general management agency providing workplace accident insurance as well as a range of safety, accident prevention services. Technology-driven loss and claims management for employers vulnerable to high severity losses. and their brokers.

“The evolution of the commercial insurance market has created new and complex challenges in workers’ compensation insurance, particularly for employers with experience of major claims that have long been underserved by the market. Said Dixen. “Together with Origami Risk, we have developed a revolutionary solution for these employers and their insurance brokers that combines individual account underwriting with value-added loss control and claims services. By deploying cutting-edge technology, we are able to drive security management, leverage analytics, and streamline reporting and administration.

Rob Petrie, CEO of Origami Risk, will serve as an advisor to Adroit, who will begin operations with six professionals, including specialists in brokerage relationship development, underwriting and worker’s compensation program structure, security and loss control, claims management and compliance. The company will be based in Chicago.

Brokers and policyholders working with Adroit will have access to risk management resources, including:

  • Account-specific subscription: An underwriting and pricing approach based on the performance and potential of individual accounts
  • Consulting resources: Loss control consulting services provided by Adroit in collaboration with external service providers
  • Safety management system: Origami Risk’s system provides a wide range of analytical tools and capabilities to help organizations track incidents and develop, assess and strengthen preventive measures, as well as implement sustainable safety cultures. .
  • Complaints Technology: Origami’s complaints management tool customizes workflows to automate the processes of alerting stakeholders, initiating next steps, and reporting to regulatory agencies. The tool also facilitates the analysis, monitoring and adjustment of claims.
  • Analytical capabilities: Several features of Origami’s risk management information system that are generally only available to large employers, including online job submissions, mobile forms, dashboards, reports, tracking, etc. .
  • Complaints service: Outcome-based complaint model with emphasis on integrated medical management, use of high penetration networks and invoice review procedures
  • Support for case management: Resources to reduce disability, facilitate return to work through nursing triage, incorporation of formal disability guidelines tools, and various case management methodologies

Read more : Take worker safety to the next level

Dixen, founder and CEO of Adroit, has over 32 years of insurance experience. Previously, she was the founder and president of Third Coast Underwriters, a division of AF Group. She also launched and managed Fundamental Underwriters, an insurer specializing in commercial transport liability. Dixen has also held executive positions at SeaBright Insurance and The Hartford, as well as underwriting positions at Travelers, RSA and Argonaut.

Petrie co-founded Origami Risk in 2009. He has over three decades of leadership experience in risk management and insurance technology. Prior to forming Origami Risk, he held a series of leadership roles at Marsh, including CEO of CS STARS and Head of Global Operations and Client Technology.


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FACT SHEET: Biden Administration Announces Measures to Address Health Effects of Military Exposures https://selagylaw.com/fact-sheet-biden-administration-announces-measures-to-address-health-effects-of-military-exposures/ Thu, 11 Nov 2021 12:15:00 +0000 https://selagylaw.com/fact-sheet-biden-administration-announces-measures-to-address-health-effects-of-military-exposures/ Exposure to contaminants and environmental hazards is a major health concern for Veterans of all generations. There are also gaps and delays in the scientific evidence demonstrating conclusive links between known exposures and health effects, leaving many veterans without access to Department of Veterans Affairs (VA) benefits and high treatment. quality to treat important health […]]]>

Exposure to contaminants and environmental hazards is a major health concern for Veterans of all generations. There are also gaps and delays in the scientific evidence demonstrating conclusive links between known exposures and health effects, leaving many veterans without access to Department of Veterans Affairs (VA) benefits and high treatment. quality to treat important health problems. For example, it took decades to provide access to compensatory benefits and health care to many Vietnamese-era veterans for conditions believed to be linked to exposure to Agent Orange. For the new generation of veterans, concerns about fireplaces and other exposures continue to grow. While the federal government has taken some steps to address these issues, including setting up registries to track veterans exposed to potentially hazardous substances, the Biden-Harris administration is committed to doing more to allow rapid access. services and benefits for people potentially exposed to hazardous materials. .

As we celebrate Veterans Day and honor those who have worn the United States uniform, the Administration moves forward to support our service members and veterans who may have faced environmental dangers by:

Develop and test a model to establish a service connection. It can be difficult for veterans to prove a link with disabilities resulting from environmental hazards. To alleviate this difficulty, the VA can create presumptions of exposure to establish a service connection for various chronic conditions when the evidence for environmental exposure and associated health risks is strong overall but difficult. to be proven on an individual basis. In order to provide faster benefits to veterans who have developed disabilities due to exposure to environmental hazards and to reduce the burden of proof on these veterans, VA has developed a new model to speed up the process of making decision to consider adding new presumptive conditions. This new model not only takes into account consensus reports from the National Academy of Sciences, Engineering and Medicine, but also includes analyzes of data from other sources, including data from the Veterans Benefits Administration. and the Veterans Health Administration. The new model uses a multifaceted scale to assess the strength of scientific and other evidence and enable VA to make policy decisions faster on key exposures. VA has successfully applied this model to examine the association between particulate matter exposures and three respiratory conditions, as announced last May.

Addition of new presumptive conditions. In August, VA began processing disability claims for asthma, rhinitis and sinusitis based on suspected exposure to the particles. Veterans who have served in the Southwest Asian theater of operations and other regions and who have developed these conditions within 10 years of military service are now eligible to apply for disability benefits and access to VA health care. This regulation was based on the application of the new presumptive model and involved careful examination of a study conducted by the National Academies of Science, Engineering, and Medicine, as well as other evidence reviewed by experts in the VA subject.

Applying a New Model to Examine the Evidence of Service Connection for Rare Respiratory Cancers and Constrictive Bronchiolitis. VA will further test the new presumptive model to assess potential associations between military environmental exposures and constrictive bronchiolitis, lung cancers, and rare respiratory cancers such as squamous cell carcinoma of the larynx or trachea and salivary gland-like tumors. the trachea. The president asked VA to complete the rare cancer review and provide recommendations on the new suspected connection to the service within 90 days. Based on the results of this review, the Administration will consider putting in place additional rules. Once the process is complete, the Administration will continue to test this model on additional health conditions and exposures to ensure faster consideration and consideration of a potential connection to the service.

Improve data on individual exposures. The Individual Longitudinal Exposure Record (ILER) is the main application of the Ministry of Defense and AV to monitor, record and assess environmental and occupational exposure to potentially hazardous substances. Currently, the ILER is not expected to reach full operational capacity until September 2023. To ensure the full capacity of the ILER, the DoD plans to expand and accelerate the development schedule and add additional data, allowing thus obtaining more complete information on the health risks of potential exposures. incorporated more quickly into medical care and benefits decisions for military and veterans.

Awareness of the benefits of VA related to military exposures. Many veterans are unaware of their eligibility for the benefits and services associated with potential military exhibits. In addition, some claims arbitrators may not be aware of recent policies relating to conditions newly presumed to be related to the service. In October 2021, VA launched an awareness campaign to educate military and veterans about the eligibility and benefits of chronic disabilities that may be due to military exposures while in service. This includes efforts to incorporate educational and awareness materials into Transition Assistance Programs (TAPs) and as part of the Solid Start program, which targets military members in transition at regular intervals during the first year. following their military separation. VA will also launch new public service announcements and live events to encourage early and regular engagement with VA and other federal agencies for benefits, health care, and other services. VA also plans to provide refresher trainings to all claims processors, share information related to military exhibits, and host a series of question-and-answer sessions related to the implementation of the alleged new disabilities that have been put. implemented this summer. VA will also review Frequently Asked Questions documents and call scripts to ensure that frontline employees are able to better assist veterans throughout the claims process.

Develop training for VA and non-VA providers. Veterans often find that their providers and compensation and pension reviewers are not well trained to understand or deal with Veterans exposure issues. To address this issue, VA contracted with the American College of Preventive Medicine (ACPM) to provide a five-module certificate training program on military environmental exposures. This will provide a basic skill level to all VA and non-VA providers across the country, which will help better treat veterans concerned about toxic exposures. VA will require all providers to complete the first module of this training for a basic understanding of the health effects of military exposures and will encourage the remaining four modules to be certified.

Establishment of a network of specialized service providers and a call center. Veterans concerned about the health effects of military exposures receive inconsistent care to address these specific issues, especially outside of VA. Starting in 2022, VA will launch VET-HOME, The Veterans Exposure Team-Health Outcomes of Military Exposures. VET-HOME will consist of two interconnected parts: a call center for veterans and providers, and a national network of specialists. Veterans with questions about environmental exposures will call a central location and be guided through the registry review or environmental exposure process. They would then be referred to one of 40 environmental health providers across the United States who would use a telemedicine platform to assess and, if necessary, refer the veteran to a VA facility to perform any specialized testing, such as a lung function test or other lab work. Suppliers with questions about military exposures would be referred to one of 40 military environmental health experts. The results of the consultation would be shared with the veteran’s primary care physician, which would help provide better care.

Extension of the eligibility period for VA health care. Some Veterans do not worry about their health for several years after deployment or leaving service. Currently, VA allows veterans to receive free health care for up to 5 years after release or release for any condition related to service in Operation Enduring Freedom (OEF) in Afghanistan or Operation Iraqi Freedom (OIF) or Operation New Dawn (OND) in Iraq. This is called an “extended eligibility period”. To ensure that veterans who served in these conflicts have access to VA health care, the administration will ask Congress to implement a change in the law to allow a longer and improved enrollment period for the 3 million veterans deployed to support recent combat operations.

Together, these actions will improve our understanding of the health effects of military-related exposures, educate providers and veterans about these exposures, and provide faster access to health services and benefits for those who have been exposed. . The Administration will continue to prioritize efforts to support veterans who have been exposed to environmental risks during their military service. At the same time, the administration will work with Congress on its continuing encouraging efforts to ensure that we are able to quickly and fairly recognize additional presumptions of service-related disabilities, in order to meet our sacred obligation to provide veterans get the care they need. won.

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METLIFE INC – 10-Q – Management’s Discussion and Analysis of Financial Position and Results of Operations https://selagylaw.com/metlife-inc-10-q-managements-discussion-and-analysis-of-financial-position-and-results-of-operations/ Tue, 09 Nov 2021 11:25:55 +0000 https://selagylaw.com/metlife-inc-10-q-managements-discussion-and-analysis-of-financial-position-and-results-of-operations/ Index to the management report and analysis of the financial situation and resultsoperations Page Forward-Looking Statements and Other Financial Information 87 Executive Summary 87 Industry Trends 91 Summary of Critical Accounting Estimates 93 Economic Capital 94 Acquisitions and Dispositions 95 Results of Operations 96 Investments 123 Derivatives 137 Off-Balance Sheet Arrangements 139 Policyholder Liabilities 140 […]]]>

Index to the management report and analysis of the financial situation and results
operations

                                                                    Page
  Forward-Looking Statements and Other Financial Information         87
  Executive Summary                                                  87
  Industry Trends                                                    91
  Summary of Critical Accounting Estimates                           93
  Economic Capital                                                   94
  Acquisitions and Dispositions                                      95
  Results of Operations                                              96
  Investments                                                        123
  Derivatives                                                        137
  Off-Balance Sheet Arrangements                                     139
  Policyholder Liabilities                                           140
  Liquidity and Capital Resources                                    147
  Adoption of New Accounting Pronouncements                          156
  Future Adoption of New Accounting Pronouncements                   157
  Non-GAAP and Other Financial Disclosures                           157


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  Table of Contents
Forward-Looking Statements and Other Financial Information
For purposes of this discussion, "MetLife," the "Company," "we," "our" and "us"
refer to MetLife, Inc., a Delaware corporation incorporated in 1999, its
subsidiaries and affiliates. This discussion should be read in conjunction with
MetLife, Inc.'s Annual Report on Form 10-K for the year ended December 31, 2020
(the "2020 Annual Report"), the cautionary language regarding forward-looking
statements included below, the "Risk Factors" set forth in Part II, Item 1A, and
the additional risk factors referred to therein, "Quantitative and Qualitative
Disclosures About Market Risk" and the Company's interim condensed consolidated
financial statements included elsewhere herein.
This Management's Discussion and Analysis of Financial Condition and Results of
Operations may contain or incorporate by reference information that includes or
is based upon forward-looking statements within the meaning of the Private
Securities Litigation Reform Act of 1995. See "Note Regarding Forward-Looking
Statements" for cautionary language regarding forward-looking statements.
This Management's Discussion and Analysis of Financial Condition and Results of
Operations includes references to our performance measures, adjusted earnings
and adjusted earnings available to common shareholders, that are not based on
accounting principles generally accepted in the United States of America
("GAAP"). See "- Non-GAAP and Other Financial Disclosures" for definitions and a
discussion of these and other financial measures, and "- Results of Operations"
and "- Investments" for reconciliations of historical non-GAAP financial
measures to the most directly comparable GAAP measures.
Executive Summary
Overview
MetLife is one of the world's leading financial services companies, providing
insurance, annuities, employee benefits and asset management. MetLife is
organized into five segments: U.S.; Asia; Latin America; Europe, the Middle East
and Africa ("EMEA"); and MetLife Holdings. In addition, the Company reports
certain of its results of operations in Corporate & Other. See Note 2 of the
Notes to the Interim Condensed Consolidated Financial Statements for further
information on the Company's segments and Corporate & Other.
COVID-19 Pandemic
We continue to closely monitor developments relating to the novel coronavirus
COVID-19 pandemic (the "COVID-19 Pandemic") and assess its impact on our
business. The COVID-19 Pandemic continues to impact the global economy and
financial markets and has caused volatility in the global equity, credit and
real estate markets. See "- Industry Trends - Financial and Economic
Environment." We have implemented risk management and business continuity plans
and taken preventive measures and other precautions, such as employee business
travel restrictions and remote work arrangements which, to date, have enabled us
to maintain our critical business processes, customer service levels,
relationships with key vendors, financial reporting systems, internal controls
over financial reporting and disclosure controls and procedures.
We continue to grant certain accommodations to our customers and borrowers,
including (i) relaxing claim documentation requirements for disability claims
and (ii) payment deferrals and other loan modifications on certain commercial,
agricultural and residential mortgage loans. See Note 6 of the Notes to the
Interim Condensed Consolidated Financial Statements for further information
regarding COVID-19 Pandemic-related mortgage loan concessions. See also "-
Results of Operations - Segment Results and Corporate & Other" for further
information regarding the effect of the COVID-19 Pandemic on our businesses.
Current Period Highlights
During the three months ended September 30, 2021, adjusted premiums, fees and
other revenues, net of foreign currency fluctuations, decreased compared to the
prior period driven by the disposition of MetLife Property and Casualty
Insurance Company and certain of its wholly-owned subsidiaries (collectively,
"MetLife P&C"). Growth in our Group Benefits business in our U.S. segment was
driven by the acquisition of Versant Health, Inc. ("Versant Health"). Strong
returns in our private equity portfolio resulted in improved investment yields
and changes in key equity indexes and long-term interest rates drove a favorable
change in net derivative gains (losses). In addition, results in both periods
included a charge due to the impact of our annual actuarial assumption review.
Underwriting experience was unfavorable and reflected impacts from the COVID-19
Pandemic.
                                       87

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Contents
The following represents segment level results and percentage contributions to
total segment-adjusted profit available to common shareholders for the
three months ended September 30, 2021:

                                          [[Image Removed: met-20210930_g1.jpg]]

__________________

(1) Excludes adjusted loss of head office and others available to common shareholders of
$ 131 million.
(2) In accordance with GAAP guidelines for segment reporting, adjusted profit is our
GAAP measure of sector performance. For more information, see note 2 of
the notes to the condensed consolidated interim financial statements.

                                       88

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Contents


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Calls on ASIC to investigate mental health discrimination in life insurance https://selagylaw.com/calls-on-asic-to-investigate-mental-health-discrimination-in-life-insurance/ Sun, 07 Nov 2021 18:00:00 +0000 https://selagylaw.com/calls-on-asic-to-investigate-mental-health-discrimination-in-life-insurance/ Since 2012, the advocacy center has assisted around 180 people with advice or representation on mental health insurance disputes. The vast majority of those related to life insurance, according to the report. In one case, a 28-year-old woman applied for additional income protection and full and permanent disability coverage through her pension fund in 2019. […]]]>

Since 2012, the advocacy center has assisted around 180 people with advice or representation on mental health insurance disputes. The vast majority of those related to life insurance, according to the report.

In one case, a 28-year-old woman applied for additional income protection and full and permanent disability coverage through her pension fund in 2019. She answered yes to a question about whether she had received medical advice or treatment for a mental health problem, as she had seen a psychologist in 2016 and 2017, to help her with stress.

She has never been diagnosed with an illness, nor has she been discharged due to her treatment. The insurer did not ask her or her healthcare professionals for further details and offered her coverage with broad exclusions. The woman worried that access to similar treatment in the future could affect her coverage.

In another case, a woman being treated for cervical cancer had her income protection claim canceled after the insurer found out she had already received treatment for depression.

Ms Tilbury said such stories were common, even after investigations, including the Royal Commission on Financial Services and the Productivity Commission report on mental health, highlighted these issues.

“Despite several major surveys recommending reform, we continue to see people with a history of mental health being denied insurance or offered coverage subject to broad and unreasonable exclusions in the absence of clear evidence at the support for these practices, ”she said.

Labor financial services spokesman Matt Thistlethwaite said if the industry was using blanket exemptions for people who have had a mental health consultation, the Australian Securities and Investments Commission should investigate.

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“It’s dangerous because it discourages people from getting help and seeing health professionals if they have a mental health episode, which is not the right course to take clinically, and secondly , it also assumes that people cannot recover from mental health issues, which I would have thought is patently wrong, ”he said.

Mr Thistlethwaite highlighted the increase in the number of people seeking mental health support during the pandemic and the fact that the number of suicides declined last year, indicating that more people were receiving help.

“We are starting to remove some of the stigma and barriers that existed in society regarding mental health issues and more and more people are getting help, and that is something that is a good thing,” he said. he declared.

Ms Tilbury said the sharp increase in the number of people seeking treatment due to the pandemic should prompt ASIC to investigate.

“We would like ASIC to investigate mental health insurance practices (…)

Crisis support can be found on Lifeline: (13 11 14 and lifeline.org.au), the Suicide Call Back Service (1300 659 467 and suicidecallbackservice.org.au) and beyond blue (1300 22 4636 and beyond blue.org.au)

The Morning Edition newsletter is our guide to the most important and interesting stories, analysis and ideas of the day. register here.


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Managed care company Medicaid sues outgoing co-owner, alleging “sabotage” https://selagylaw.com/managed-care-company-medicaid-sues-outgoing-co-owner-alleging-sabotage/ Sat, 06 Nov 2021 00:49:47 +0000 https://selagylaw.com/managed-care-company-medicaid-sues-outgoing-co-owner-alleging-sabotage/ Empower Healthcare Solutions, a managed care company that serves nearly 20,000 Arkansas Medicaid beneficiaries with complex health needs, filed a lawsuit in federal court on Tuesday against a company that owns part of Empower but plans to leave by the end of the year. The lawsuit accuses Beacon Health Options of “seeking to destroy Empower […]]]>

Empower Healthcare Solutions, a managed care company that serves nearly 20,000 Arkansas Medicaid beneficiaries with complex health needs, filed a lawsuit in federal court on Tuesday against a company that owns part of Empower but plans to leave by the end of the year.

The lawsuit accuses Beacon Health Options of “seeking to destroy Empower … from within” for the benefit of one of Empower’s competitors.

Meanwhile, a letter obtained by the Arkansas Nonprofit News Network shows state Medicaid officials are concerned about Empower’s ability to function after Beacon’s departure is finalized. The Arkansas Department of Human Services (DHS) said in the Nov. 2 letter that Empower has until Nov. 24 to complete a “readiness exam” ordered by the agency, which administers the Medicaid program. ‘State.

Beacon, a Boston-based behavioral health organization with national reach, has owned a 16.66% stake in Empower since its inception in 2017. (The rest of Empower is owned by several Arkansas-based healthcare companies .) Beacon also contracted with Empower to provide administrative services and played a vital role in Empower’s day-to-day operations.

But in 2020, Beacon was bought out by insurance giant Anthem. Anthem holds a stake at another Arkansas Medicaid managed care company, Summit Community Care. A State Law passed earlier this year outlawed ownership of more than one of those companies, and Beacon began to separate from Empower.

Now, Empower’s lawsuit says Beacon “intentionally attempted to sabotage Empower” as he walked for the door.

“Since the merger, Beacon has adopted behavior which suggests that it functions as a Trojan horse for Anthem,” the complaint states. Empower says Beacon has refused to hand over phone numbers, email accounts, critical databases and business documents as the two companies go their separate ways. He also states that Beacon made “false statements” to DHS regarding the dissolution of the two companies.

A representative for Beacon did not respond to a request for comment on the lawsuit. But a letter Beacon sent to DHS on August 26 shows the company had its own complaints about his separation from Empower. The letter, obtained from DHS with an application for registration, asked the agency to disregard the board’s adoption of healthcare provider accreditation policies, despite Beacon’s objections. .

“The proposed accreditation policy could have the effect of invalidating the accreditation decisions of our existing network,” he said. “Beacon obviously cannot accept any policy that would have this result. Empower has been combative and uncooperative in addressing these concerns. “

Empower is one of four managed care companies that contract with Arkansas to pay for and coordinate the care of Medicaid recipients with severe behavioral disorders, intellectual or developmental disabilities, or both. Known as the Arkansas Provider-Led Shared Savings Entities, or PASSE, they were created by a 2017 state law that promised to both control spending and provide better services to this high-need, high-cost group of patients. (In 2020, the cost to Medicaid for the roughly 50,000 PASSE recipients in Arkansas was nearly $ 1.3 billion, according to documents provided to a legislative committee in June.)

The Department of Social Services, which administers Medicaid, pays a fixed monthly amount for each PASSE per recipient enrolled in the PASSE. In return, the PASSE must cover the costs of taking charge of these patients, which may include costly services such as home help for people with disabilities. PASSEs play a similar role to insurance companies – they are regulated by the state insurance department – but must be owned in part by health care providers.

The same day Empower filed his complaint, he received a letter from DHS warning the company that it had not yet completed the necessary “readiness exam” following the Beacon exit. DHS has given Empower until Nov. 24 to respond to a list of outstanding requirements. If the company does not meet this deadline, the letter suggested, it could be in danger of losing its contract with the state – its only source of business.

DHS is obligated “to ensure a smooth transition and continued service for any Medicaid member of a managed care entity whose contract is terminated or dissolved for any reason,” wrote Elizabeth Pitman, director of DHS Medical Services Division.

The agency “must be able to make a final decision” by December 1, she added, so that beneficiaries “and their recipient PASSEs have sufficient notice to ensure continuity of services and transition. as smooth as possible “.

A DHS spokeswoman did not respond to questions about what action DHS could take if the Nov. 24 deadline was missed or if Empower members were assigned to one of the other PASSEs.

Empower CEO Mitch Morris said in an email that the company is “prepared to demonstrate DHS compliance and remains very confident that it will provide formal approval for Empower to continue operating as a PASS of Arkansas for calendar year 2022 and beyond “. Morris declined to comment on the lawsuit.

When he received the letter, Thomas Nichols, an attorney for the disability rights organization in Arkansas, said that DHS was “probably covering its bases to make sure there was no gaps in services ”for beneficiaries. PASSE members often need intensive services and cannot afford any interruption in coverage, he said.

“People don’t rely on this just for primary care appointments,” he said. “You have people who need staff 24/7 because they need them to live safely in a community setting. “

Nichols said the uncertainty surrounding Empower’s future illustrated the pitfalls of shifting responsibility from Medicaid to managed care companies.

“It is predictable that privatizing Medicaid services and delivering them to a for-profit world would result in the kinds of potential damage we have now,” he said. “It is inexcusable that people with significant developmental disabilities and mental illnesses are suddenly on the brink of mergers and acquisitions. “

This story is courtesy of Arkansas Nonprofit News Network, an independent, non-partisan news project dedicated to producing journalism that matters to the Arkansans.


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Minneapolis public safety issue fails in defeat of progressives https://selagylaw.com/minneapolis-public-safety-issue-fails-in-defeat-of-progressives/ Wed, 03 Nov 2021 02:56:22 +0000 https://selagylaw.com/minneapolis-public-safety-issue-fails-in-defeat-of-progressives/ In the first municipal election after the police murder of George Floyd, voters in Minneapolis strongly rejected a sweeping plan to dismantle the police department and replace it with a public safety department. The defeat of Question 2 on the ballot was a rebuke from the city’s progressives, who hoped to radically change the city’s […]]]>

In the first municipal election after the police murder of George Floyd, voters in Minneapolis strongly rejected a sweeping plan to dismantle the police department and replace it with a public safety department.

The defeat of Question 2 on the ballot was a rebuke from the city’s progressives, who hoped to radically change the city’s public safety infrastructure, even though the ballot initiative did not go so far as to “abolish The font that many have been pushing for years.

Their loss was made even more bitter by the advance of Mayor Jacob Frey, who was against the initiative and remained close to Police Chief Medaria Arradondo, who also spoke out against the charter amendment.

Question 1, which would give the mayor more authority over city services, also had a considerable lead, netting another victory for Frey, who was backed by a coalition of business groups, the Minneapolis Regional Federation of Labor and establishment Democrats.

Frey shouted “we made it! To supporters Tuesday night after taking the lead.

“Minneapolis is sending a message right now to the whole nation that real progress takes real work. We send the message that transformational change is within reach if we unite behind a common cause to make it happen. We send the message that real, serious government and real change in our society is not about a hashtag or slogan, but about doing the hard work every day, recognizing that the precision of our solutions must match the precision of the harm that was initially inflicted.

A Democrat-farmer-worker member working with progressives called it a “bloodbath” for their camp.

Frey’s frequent opponents on city council, including Philipe Cunningham and Jeremy Schroeder, have both been defeated, while council chairwoman Lisa Bender steps down. His allies Linea Palmisano, Andrea Jenkins and Lisa Goodman were all easily re-elected.

Bobby Arntsen, 65, voted for Frey and expanded the power of the mayor’s office while reducing that of the council.

“I was glad he opposed the city council because I didn’t think they were very responsible in the way they did the ‘fund the police’ thing. I think that added to the chaos, ”said Arntsen, who is white.

Arntsen said he voted for the strong mayor issue and against issues of public safety and rent control.

“I think instead of trying to remake the wheel, improve the wheel,” Arntsen said. “I think Arradondo worked on it. I’m all for adding more public health initiatives, but I don’t think you need to take out of one to give to the other. “

However, Frey’s and the police department’s victory could ultimately be in vain. The department is down by around 300 agents and faces a wave of disability claims and lawsuits, forcing the city to cover huge liabilities, even as the department’s public esteem continues to rise. ‘collapse.

Frey and the department leadership will also continue to face a strong union that will resist reform and have strong allies on both sides on the State Capitol. By leaving the minimum staffing level in the city charter, voters gave the union significant weight.

Former Minneapolis Mayor RT Rybak has said if Frey wins re-election he must step up his efforts. “He said he wanted to make major reforms, so let’s go.”

Rybak said the city should ask the US Department of Justice to put MPD into receivership, invalidate the union contract and help the department dismiss cops for cause.

And, said Rybak, the city must partner with the county, which administers social services, to take a public health approach to crime.

“Now we’re going to have to really come together in a way that we haven’t since the overwhelming majority of the city marched for reforms after George Floyd,” Rybak said.

Frey said he supported the creation of a new public safety ministry – but opposed changing the charter.

Frey, who faced a series of humiliating public moments in the aftermath of Floyd’s murder, nonetheless showed tenacity in his re-election victory. A well-funded and well-known challenger never really emerged. Frey explicitly opposed city council, whose veto-proof majority rose on stage in June 2020 under a banner that said “fund the police” and often seemed oblivious to the city’s crisis. Frey and his councilors bet that a silent majority of the city’s voters – especially the whitest and wealthiest residents who tend to vote in municipal elections – didn’t want to cede the city to council, and they had raison.

The progressives are left to regroup, having misjudged the electorate of Minneapolis.

“The Empire Strikes Back,” DA Bullock tweeted, leading local filmmaker and online voice for Question 2.

Reverend JaNaé Bates of Yes 4 Minneapolis, who argued for Question 2, said a “campaign of disinformation” had won, but the battle will continue.

“Black working class people (in north Minneapolis) and people across town are always going to have to deal with the problems we face,” she said. Even with a fully funded police service, she said, the city has suffered an outbreak of violence, an exodus of cops and new allegations of police brutality and misconduct. “And so we will most certainly continue to move forward. “

As violent crime escalated in Minneapolis, several council members rescinded their bold pledge to “spend the police” and even the coalition supporting the charter amendment to reshape public safety softened its rhetoric of “spend the police.” police ”, assuring voters that the passage would not mean the end of a police force.

Reverend Jerry McAfee, pastor of the New Salem Baptist Missionary Church in northern Minneapolis, said supporters of the amendment had not spoken to the black community.

“The sad reality is that so often we have people who want to do things for us, but they don’t talk to us,” he said.

He said it was a shame for a state as prosperous as Minnesota to have such large disparities between white and black residents.

“The resources and things we need to address this (gap) will never come. And to deal only with the problem of the police, which, again, is a real problem, but it is not the number 1 problem that we face as a people, ”he said. “Our problems are much more complex than just the police. ”



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