What to do if an injury puts you out of work in Mississauga, Brampton and Ontario

Published on September 26, 2022 at 3:15 p.m.

It’s a scary situation to think about: what if an injury or disability (like a car accident) puts you out of work? How do you ensure that you always receive the income you need?

Disability insurance may be available to employees who contribute to a benefits plan or who are lucky enough to have disability benefits through their employer, but it’s not always that simple.

For help with receiving the insurance you are entitled to, Mississauga Law Firm TWF law is ready to help.

The company, which serves all of Ontario, including Peel, helps customers access crucial benefits related to short-term and long-term disability – which is particularly useful if a provider tries to deny you these benefits (for example, by deciding that your disability is not severe enough to prevent you from working).

“If you don’t know what to do with your claim following a refusal, consult a disability lawyer. TSF Law’s disability lawyers offer free strategy sessions and process your case without taking fees until it is settled,” explains the law firm.

The outline of the TSF law 5 main steps What to do if you have been denied short-term or long-term disability benefits:

1. Seek help and support from your family doctor. They will provide you with the advice and treatment you need to feel better and get back to work as soon as possible.

2. Try applying for other private or government benefit programs you may be eligible for, such as the Ontario Disability Support Program (ODSP), Canada Pension Plan Disability (CPPD) or the Income replacement benefit (IRB) if your disability was caused by a car accident.

3. Do not appeal your denied disability claim. These insurance calls are usually unsuccessful and can end up being a source of frustration.

4. Consult a disability law firm like TSF Law. You could lose your right to sue if you wait too long to talk to a lawyer or appeal your claim.

5. Don’t get angry or upset with your employer or long-term disability claims representative. It’s an emotional time for you, but disrespecting the claims representative won’t lead to a better outcome.

The crew at TSF Law has years of experience in disability law and litigation. They will ensure that you are properly represented every step of the way.

TSF Law is founded by Terio Francis, a personal injury lawyer who grew up in Mississauga. As a victim of a car accident himself, Terio understands firsthand the confusion, uncertainty and anxiety that comes with trying to regain a sense of normalcy after being injured. That’s why he founded TSF Law, to help people access quality, trusted legal services following a car accident or disability insurance claim denial.

He studied law at the Schulich School of Law at Dalhousie University, Nova Scotia, and continued to practice with a firm specializing in personal injury, gaining substantial experience in litigation.

Terio has since appeared before the Superior Court of Justice, License Appeal Tribunal, arbitrated at the Financial Services Commission of Ontario and successfully resolved hundreds of cases.

TSF Law has received numerous testimonials of clients who have appreciated the firm’s personalized, trustworthy and reliable approach to providing legal services.

Injured and trying to access denied disability benefits? Whether your injuries are catastrophic or less serious, contact TSF Law for a free strategy session.

For more information, visit TSF Law website, Facebookand instagram.

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